# Set up bank accounts for reconciliation

> Add each club bank account to Bank reconciliation, with the day reconciliation starts and the opening balance that day, before importing the first statement.

Who this is for: Anyone with “Reconcile the bank account” or “See bank statements and the reconciliation” (by default: Administrator, Reporting, Treasurer).
Last checked in release 2026.10.23, on 23 October 2026.
Source: https://sportsclubos.net/help/setup/bank-accounts/

Bank reconciliation matches each line of the club's bank statement to money recorded in Sports Club OS, or explains it. It starts with the club's bank accounts: each needs the day reconciliation starts and the balance that day.

## Before you start

- Setting up bank accounts is for the Treasurer and the Administrator by default.
- Choose the start date: usually the day the club started taking payments in Sports Club OS. Payments before it are not reconciled.
- Find the balance at the start of that day on the bank statement: the closing balance of the day before.

## Add an account

1. Open Finance > Bank reconciliation. With no account yet, the page says **No bank account is set up yet**: press **Set up a bank account**. For a second account, press **Bank accounts**, then **Add another account**. A club can have up to ten.
2. Type its **Name** (such as "Cheque account"), the **Bank** and the **BSB** (six digits), and the **Last four digits of the account number**. Only these four are kept. They are checked against a statement file that names its account, so the wrong file is caught.
3. Choose the day under **Reconciliation starts**, and type the **Opening balance**: the day Sports Club OS started taking payments, and the balance on the statement at the start of that day (the closing balance of the day before). Payments before that day are not reconciled.
4. Check **Words the bank uses for a cash deposit**, separated by commas. It starts as CASH, BRANCH. A deposit with one of these words that adds up to the till's cash is a strong match.
5. Press **Set up the account**. A message says **Account set up**.

The page then shows the account's name, bank, last four digits and BSB, and says **Not reconciled yet**, with the start date and opening balance. **Change** on an account opens it again, with **Save changes**. The start date and opening balance cannot be changed once the account has been reconciled. The same steps, with the import that follows, are in [Import a bank statement](https://sportsclubos.net/help/bank/import/index.md).

## Next

Import the first statement: [Import a bank statement](https://sportsclubos.net/help/bank/import/index.md). The column mapping chosen for the first file is kept for the account, so the next file from the same bank goes straight in.

> **Not built yet:** EFTPOS settlement days, fees and cash differences as adjustments, OFX files, and an export for Xero.